Terms of use

Launch note: These website terms are a plain-language draft and must be reviewed together with Chill App’s final credit-provider details, fees and registered company information before public launch.

Last updated: 3 September 2026

About this website

This website introduces Chill App and explains the intended application and Scan to Pay journey. It does not itself provide a credit decision or create a credit agreement.

Eligibility

Chill is intended only for people aged 18 or older who meet the identity, affordability and other approval requirements shown in the app. Submission of information does not guarantee approval or a particular credit limit.

Credit information

Any amount displayed on this website is illustrative. The offer presented in the app, together with its costs, repayment dates, credit-provider information and full agreement, will apply to an approved customer. Review that information carefully before accepting.

Responsible use

Only borrow an amount you can afford to repay. Alcohol may only be purchased and consumed by adults aged 18 or older. Please drink responsibly and never drink and drive.

Payments and third parties

Chill may connect to third-party payment services, including PayJustNow technology, and participating merchants. Their separate terms or policies may apply when their services are used.

Availability

Features, participating merchants and eligibility may change. We aim to keep the app available and accurate but cannot promise uninterrupted availability.

Contact and formal terms

Final company, credit-provider, complaints, regulator and contact details must be inserted here before launch. The credit agreement shown during application will govern the credit product.