Credit for the moments that matter

Don’t let an empty wallet empty your glass.

Apply with your South African ID, get an approved credit limit and use Scan to Pay at participating liquor stores. Simple, secure and made for your plans.

See how it works

18+ only. Credit is subject to approval, affordability checks and terms.

YOUR CHILL LIMIT Up to R1 000 Subject to approval
Made for South Africa
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QUICK ID APPLICATION UP TO R1 000 SCAN TO PAY SECURE CHECKOUT CLEAR REPAYMENT TERMS QUICK ID APPLICATION UP TO R1 000 SCAN TO PAY
01 / WHY CHILL

Plans happen.
Chill helps you meet them.

Chill App is a simple way for eligible customers to access a small, approved credit limit for purchases at participating liquor stores.

No awkward IOUs. No guessing. You see your available limit and repayment information before you spend.

02 / HOW IT WORKS

From sign-up to
checkout in three.

A straightforward journey built to keep you informed at every step.

  1. Step 2. R1 000 illustrative approved limit.

    Get your credit decision

    Complete an affordability assessment. If approved, your available limit appears in the app.

  2. Step 3. Scan. Confirm. Chill.

    Scan to Pay in store

    At a participating store, scan the payment code, review the amount and confirm in the app.

Sign up. Get approved. Pay in store.

R1 000 is an illustrative maximum. Your actual limit depends on approval and the credit agreement offered to you.

03 / SCAN TO PAY

Your phone is
your wallet.

Choose Scan to Pay in Chill App, scan the supported QR code at checkout, check the total and approve. That’s it.

  1. 01 Open your Chill App scanner
  2. 02 Scan at a participating store
  3. 03 Review and confirm your purchase
Chill App phone screen showing a successful Scan to Pay transaction of R125.00
PAYMENT APPROVEDYou’re good to go
04 / PAYMENT TECHNOLOGY

Fast at the till.
Serious behind it.

PayJustNow — The clever way to pay

Chill App connects to PayJustNow technology to support a smooth Scan to Pay experience at participating merchants.

Visit PayJustNow

Review before confirming

See the transaction amount before you approve a payment.

Your limit stays visible

Keep track of your available credit from the app home screen.

Clear agreement details

Review costs, dates and repayment terms before accepting credit.

18+
BORROW & ENJOY RESPONSIBLY

Good times feel better
when you’re in control.

Only borrow what you can comfortably repay. Chill is for adults aged 18 and older. Never drink and drive.

05 / COMMON QUESTIONS

Need to know?

Here are the essentials before you get started.

Chill App is a credit-based payment app for eligible adults. Once approved, you can use your available limit through Scan to Pay at participating liquor stores.

No. Credit is not guaranteed. Your eligibility and limit depend on identity verification, affordability checks, approval criteria and the agreement presented to you.

You can use Chill at participating liquor stores that support the payment method. The latest store availability will be shown inside the app.

Your agreement and the app will show the applicable costs, repayment amounts and due dates. Review these carefully before accepting or spending.

Chill connects to PayJustNow technology for the Scan to Pay checkout experience. The credit product, payment experience and applicable terms will be identified clearly in the app.

YOUR NEXT CHILL MOMENT

Keep the plans.
Skip the stress.

See if you qualify for a Chill App credit limit.

18+ · Subject to approval and affordability assessment · T&Cs apply
SCAN TO PAY Point at the store’s QR code

Demo only — your camera is not being accessed.